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How to Live on a Budget


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Budgeting gets a bad rap in our culture where instant gratification is the norm. At the same time, the burden of debt and out-of-control spending is a sobering reality for many Americans today, regardless of background or income level. It doesn’t have to be that way! Budgeting is a foolproof method to take back your bank account and start living from a place of financial peace and contentment instead of worry and stress. Remember, only you have the power to stay in control of your money…

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Rachel Cruze

Personal Finance Expert

Rachel Cruze is a two-time #1 national bestselling author, financial expert, host of “The Rachel Cruze Show,” and co-host of “The Ramsey Show” and “Smart Money Happy Hour.” Since 2010, Rachel has served at Ramsey Solutions, where she teaches people how to avoid debt, save money, budget, and win with money at any stage in life. She’s authored three bestselling books, including her latest, “Know Yourself, Know Your Money: Discover WHY You Handle Money the Way You Do, and WHAT to Do About It!”


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